YEA – Monday Morning – we had a closing – all was in place – the i’s dotted – the t’s crossed – everything in it’s place – BUT WAIT – The closing attorney had a software update preparing for the NEW HUD statements we are required to use beginning January 1, 2010. As allRead More
In this age of instant information – instant gratification – data overload – we at times forget the humanity behind the written word. So I would like to say a simple THANK YOU for following my Blogs. It’s nice to know what interests me also interests some of you. I enjoy connecting with great folksRead More
In the typical residential real estate transaction, a buyer offers to purchase property from a seller. After negotiating the price and terms, the buyer and seller sign an offer to purchase and contract, and the buyer gives the seller (or the seller’s agent) an earnest money deposit to show good faith in the transaction. ARead More
The best policy is to encourage the parties to sign the documents for themselves. If a document must be mailed to a party for signature, the signature should be acknowledged by a notary public to confirm authenticity. When a party is unable to personally sign a document-the agent representing him should obtain the written permissionRead More
Your offer is accepted – the inspections & repairs are complete – the mortgage is approved – you’re packed are ready to move and it is the day of closing. You have a closing time of 2pm and meeting with your REALTOR at noon at the new home to do your walk through. Be preparedRead More
Title insurance protects the holder from any losses sustained from defects in the title. It’s required by most mortgage lenders. It protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as mistake in the spelling of a person’s name or an inaccurateRead More
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