Whenever I am in a group large or small the number 1 question I am asked is How is the Real Estate Market and how many are foreclosures? Those of you in business during challenging times know of where I speak. Last month Peggy and Mike Badger and myself were October’s guest speakers of the ConnesteeRead More
The Christmas decorations are down and put away and we are in the dog days of January and the bills are beginning to appear from our holiday shopping. According to RISMEDIA dated, December 20, 2010—The credit card fee changes of a few several months ago are designed, like previous changes, to protect consumers by addingRead More
I know when I am in the market to buy office supplies or electronics or even groceries, I comparison shop for the best value. One would think we would comparison shop when in the market for a mortgage with mortgages still at an all time low. According to a RISMEDIA, dated December 15, 2010—Consumers today are expertRead More
Know that credit cards are representation of real cash, which you spend now and pay later. Consider the true cost of using a credit card paying minimum payments. A $50 dinner charged on a card with an interest rate of 22 percent can cost $2,500 paid over 20 years Before you even make that first swipe on yourRead More
Buying a home is the single largest purchase most folks will make in their life time – yet many go into it blind. In my previous career of a mortgage loan officer I saw this more times than I would like to admit. Here is the 2nd of six biggest mistakes homebuyers make according toRead More
Buying a home is the single largest purchase most folks will make in their life time – yet many go into it blind. In my previous career of a mortgage loan officer I saw this more times than I would like to admit. Here is the first of six biggest mistakes homebuyers make according toRead More
Fears were not realized after the FED ended its purchasing of Mortgage Securities the end of March. According to NC REALTORS Talk April 1st: The Federal Reserve’s single largest intervention to prop up the American economy, its $1.25 trillion program to buy mortgage-backed securities, came to a long-anticipated end March 31, 2010. The program hasRead More
The National Association of REALTORS produced this video explaining the different aspects of the new Good Faith Estimate & HUD-1 statement that went into effect January 1, 2010. Click here to see the new forms from a previous post.
In researching to find answers to questions how the expanded Move-UP/Repeat Home Buyer Tax Credit works, I came across this lengthy piece that answers a lot of the ins and outs of how it works and who is eligible from the National Association of Home Builders. It really does give a complete run down onRead More
According to an article from RSMEDIA December 28, 2009, there are signs of improvement from a year ago. Some indications: Retail sales rose 1.3% in November 2009, prompting some to suggest consumers were ready to spend in earnest this holiday season Americans’ net worth—the value of assets such as homes, bank accounts and investments, minusRead More
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