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Mortgages

2018………PAY ATTENTION!!!

SOURCE:  Excerpted from an article by PJ Wade for realtytimes.com We may have a tricky year ahead of us, so what’s the best and easiest strategy for consistent success in 2018?  PAY ATTENTION!  Start the year with or without New Year’s resolutions, but commit to success this year by paying attention…. To how well informed…

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SLAYING THAT CREDIT SCORE – TIPS FOR A NEW YEAR

SOURCE:  Excerpted from an article by Jaymi Naciri for realtytimes. “Getting ready to buy a house or thinking about it?  Where to buy, what to buy, and how you’ll afford it are at the top of your mind.  But if you’re not also concentrating on your credit score – actively trying to raise your scores…

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SOLUTIONS TO SAVING MONEY ON YOUR NEXT MOVE

    SOURCE:  Jaymi Naciri for realtytimes.com – Excerpts “Buying a house and moving in is gonna cost you…well, actually, there are ways to make it  not quite so painful.  A willingness to negotiate and put in a little work, plus a little inside info on special deals you can take advantage of can help…

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US MORTGAGE RATES BLIP HIGHER

Source:  Sunday, June 18, 2017 – Asheville Citizen Times/Paul Wiseman-Associated Press “WASHINGTON – Long term US mortgage rates edged up last week as the benchmark 30-year rate bounced back from a seven-month low.  Mortgage buyer Freddie Mac said Thursday that the average 30-year, fixed-rate mortgage rose to 3.91% last week from 3.89% the previous week. …

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WHEN YOUR HOME LOAN IS SOLD

Excerpted from an article by Benny L. Kass for realtytimes.com “QUESTION:  We have a mortgage with the same lender for several years, and have just received notification that our loan has been sold to some other lender.  Should this be a concern to us?:  Can the new lender change any of the terms or conditions…

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AMERICANS BUY HOMES AT FASTEST PACE IN A DECADE

Excerpted from an article by Christopher S. Rugaber for Associated Press “WASHINGTON – Americans shrugged off rising mortgage rates and bought existing homes in January at the fastest pace since 2007.  Home sales rose 3.3% in January from December to a seasonally adjusted annual rate of 5.69 million, the National Association of Realtors said Wednesday. …

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THREE STEPS TO SAVING FOR YOUR DREAM HOME

Excerpted from an article by Damien Justus for realtytimes.com “According to Harvard University’s “State of the Nation’s Housing” report, while more people than ever before want to own their own home, fewer feel financially ready to do so yet.  Reasons range from high rents to student loan debt. Millennials in particular are waiting longer to…

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30-YEAR MORTGAGE RATE JUMPS 50O 3.94%

Excerpted from an article in the Associated Press/Asheville Citizen-Times “WASHINGTON – Long-term mortgage rates climbed this week, reflecting deep declines in US government bond prices in the days after Donald Trump’s election victory. Mortgage giant Freddie Mac said Thursday the average for a 30-year, fixed-rate mortgage jumped to 3.94% from 3.57% last week.  That put…

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MORTGAGE BROKER VS. MORTGAGE LENDER – WHICH IS RIGHT FOR YOU?

Excerpted from an article by Jeff Ostrowski for realtytimes.com “When you’re ready to get a mortgage, you face an array of choices:  Fixed rate or variable?  Points or no points?  Mortgage broker or mortgage lender?  That last decision involves a simple but easily misunderstood distinction. Simply put, a mortgage broker is an independent professional who…

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IS IT FINALLY TIME TO BUY A CONDO?

Excerpted from an article by Jaymi Naciri for realtytimes.com “The popularity of condos has swelled and waned over the years, gaining popularity especially in areas where buyers may be priced out of the single-family home market…. Despite their greater affordability, condos have been harder for buyers to get approved to purchase unless they had a…

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