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THREE FACTORS THAT HAVE THE BIGGEST IMPACT ON HOME INSURANCE

Excerpted from an article by Ryan Hanley for realtytimes.com “Although your homeowner’s insurance may seem like an unnecessary expense at times, it is an invaluable safeguard.  Property and casualty risk research firm ISO – Verisk Analytics states that 5.3% of all insured homes made a claim in 2014.  In addition, the Insurance Infor4mation Institute (III)…

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IS IT FINALLY TIME TO BUY A CONDO?

Excerpted from an article by Jaymi Naciri for realtytimes.com “The popularity of condos has swelled and waned over the years, gaining popularity especially in areas where buyers may be priced out of the single-family home market…. Despite their greater affordability, condos have been harder for buyers to get approved to purchase unless they had a…

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AVERAGE 30-YEAR MORTGAGE RATE EDGES UP TO 3.48%

Source:  Associated Press/Asheville Citizen-Times “WASHINGTON – Long-term US mortgage rates edged higher this week for a second straight week.  They are still near historically low levels to encourage potential homebuyers.  Mortgage giant Freddie Mac said Thursday the average for the benchmark 30-year fixed-rate mortgage rose to 3.48% from 3.45% the previous week.  The average rate…

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THE FIVE BIGGEST MORTGAGE MISTAKES YOU CAN MAKE

EXCERPTED FROM AN ARTICLE BY REALTYTIMES STAFF   “For most buyers, the mortgage is the largest monthly expense they will have.  Yet most borrowers will do little to no preparation, negotiation, or shopping to get the best deal.  And they end up paying much more for their loans than they need to.  Here are five…

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“BREXIT” & U.S. REAL ESTATE: IS BRITAIN’S FOLLY OUR FORTUNE?

Excerpted from an article by Jaymi Naciri for realtytimes.com “Last week, Britain voted to leave the European Union, an unexpected and historic decision that has been scrutinized all over the world – and is causing the kind of political hindsight and regret within Britain that has many asking if the vote can be undone.  Or…

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SHOULD YOU TAKE ACTION BEFORE INTEREST RATES RISE?

Excerpted from an article by PJ Wade for realtytimes.com “If you currently have a mortgage, what should you do BEFORE interest rates significantly increase? The “when” related to interest rate increases has been the subject of debate for awhile, but there is wide-spread agreement that rates will slide up.  Whether that’s slowly or quickly represents…

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AVERAGE MORTGAGE RATES EDGE UP…

SOURCE:  The Associated Press/Asheville Citizen Times 06/26/16 WASHINGTON – ” Long-term US mortgage rates rose this week but remain at levels low enough to boost home sales in the spring buying season.  Mortgage buyer Freddie Mac says the average 30-year, fixed-rate mortgage edged up to 3.56% from a 52-week low of 3.54% last week.  The…

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MORTGAGE RATES FALL FOR 2ND STRAIGHT WEEK…

ASSOCIATED PRESS/June 19, 2016/Asheville Citizen Times: WASHINGTON:  “Long-term US mortgage rates fell this week for a second straight week amid continued global economic concerns.  Mortgage buyer Freddie Mac said Thursday the average 30-year, fixed-rate mortgage dipped to 3.54% from 3.60% last week.  This is well below its level a year ago of 4.00% The average…

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SOME QUESTIONS TO ASK WHEN BUYING A HOUSE

SOURCE:  Excerpted from an article by Hans Brings for realtytimes.com “….It can be tempting to be swept away by the first appealing home you visit, but it’s important to slow down and ask a few questions about your home search and the specific property before making an impulsive decision to buy.  As with every other…

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13 REASONS YOU CAN’T AFFORD TO SELL YOUR HOME ON YOUR OWN

SOURCE:  Jaymi Naciri for realtytimes.com “BRUTALLY HONEST REASONS… It’s a choice some people make, mainly to try to save some money…but the number of FSBO transactions is in decline.  Only eight percent of homeowners choose to list themselves – a record low, according to a National Association of Realtors (NAR) survey.  So why isn’t it…

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